Insurance in and around Menands
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100 Years Of Good Neighboring Experience
Everyone loves saving money. Design a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, you can create a plan that’s right for you. Contact Harnet Tesfai for a Personalized Price Plan.
Need insurance? We got you.
Insurance that works for you

Insurance Products To Meet Your Ever Changing Needs
As the largest insurer of automobiles and homes in the U.S., State Farm is equipped and experienced when it comes to helping you protect the life you've built with competitive prices, great claims service and excellent service.
Simple Insights®
Money market account vs. money market fund: Which is best for you?
Money market account vs. money market fund: Which is best for you?
Learn the difference between a Money Market account and Money Market fund.
APR vs. interest rate on your car loan
APR vs. interest rate on your car loan
How does vehicle loan interest differ from APR? How is APR calculated, and how does it affect your total payments and planning for a new or used vehicle?

Harnet Tesfai
State Farm® Insurance AgentSimple Insights®
Money market account vs. money market fund: Which is best for you?
Money market account vs. money market fund: Which is best for you?
Learn the difference between a Money Market account and Money Market fund.
APR vs. interest rate on your car loan
APR vs. interest rate on your car loan
How does vehicle loan interest differ from APR? How is APR calculated, and how does it affect your total payments and planning for a new or used vehicle?